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Welcome to the Blue Ridge

Mortgage Center

Welcome to Blue Ridge Properties Mortgage Center! We offer this section as a service to BRP clients, all interest rates and APR's listed in this section may vary based on institution, credit history, and type of loan applied for.

 

Rate

Points

APR

Last Update

30-Day Trend
 
100% Financing (USDA RD) 30 Year Fixed 4.000% 0.000% 0.000% January 11, 2012

20% Down Conventional 15 Year Fixed 3.250% 0.000% 3.460% January 11, 2012

20% Down Conventional 30 Year Fixed 3.875% 0.000% 4.690% January 11, 2012

3.5% Down (FHA) 30 Year Fixed 3.875% 0.000% 4.690% January 11, 2012

VA 30 Year Fixed 4.000% 0.000% 4.560% January 11, 2012

 
* The interest rate, discount points, and annual percentage rate (APR) are subject to change without notice. Minimum credit scores may be required for programs listed. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Licensed by the Tennessee Department of Financial Institutions. State licenses Tennessee #3777. Licensed by the Virginia State Corporation Commission License #MC-5266. VA Lender ID# 879907-00-00. FHA Lender ID# 27305-0000-9.
 
 

Rate

Points

APR

Last Update

30-Day Trend
 
Conventional - 15 Yr Fixed 3.250% 0.000% 3.472% January 11, 2012

Conventional - 30 Yr Fixed 3.875% 0.000% 4.210% January 11, 2012

FHA 3.750% 0.000% 4.419% January 11, 2012

VA 3.875% 0.000% 4.560% January 11, 2012

 
* * Interest rates and APRs may vary based on credit history. Rates are subject to change without notice. Rates based on Loan Amounts under $417,000 Rate sheet does not reflect all available Regions products - Ask your loan officer for more information.
 
 

Rate

Points

APR

Last Update

30-Day Trend
 
15 Year Conventional 3.375% 0.000% 0.000% February 1, 2012

30 Year Conventional 4.000% 0.000% 0.000% February 1, 2012

FHA / VA 3.750% 0.000% 0.000% February 1, 2012

 
* * Interest rate, discount points and annual percentage rate (APR) are subject to change without notice.
 
 

Rate

Points

APR

Last Update

30-Day Trend
 
15 yr Fixed P & I 3.410% 0.000% 0.000% February 3, 2012

20 yr Fixed P & I 3.850% 0.000% 0.000% February 3, 2012

30 yr Fixed P & I 4.080% 0.000% 0.000% February 3, 2012

30 yr Fixed P & I FHA 3.950% 0.000% 0.000% February 3, 2012

5/1 ARM P & I 30 yr 2.690% 0.000% 0.000% February 3, 2012

 
* * Interest rates and APRs may vary based on credit history. * Rates are subject to change without notice. * Rates based on Loan Amounts under $417,000 * Rate sheet does not reflect all available FTB products * Ask your loan officer for more information.
 
 

Rate

Points

APR

Last Update

30-Day Trend
 
15 Year Conventional Fixed Rate 3.375% 0.000% 4.120% February 2, 2012

30 Year Conventional Fixed Rate 3.875% 0.000% 4.370% February 2, 2012

FHA Fixed Rate 3.875% 0.000% 4.360% February 2, 2012

Rural Development Home Loan 3.875% 0.000% 4.250% February 2, 2012

VA Fixed Rate 3.875% 0.000% 4.120% February 2, 2012

 
* *The interest rate, discount points, and annual percentage rate (APR) are subject to change without notice. Minimum credit scores may be required for programs listed.
 
 

Rate

Points

APR

Last Update

30-Day Trend
 
15 YR FIXED CONVENTIONAL 3.375% 0.000% 3.565% January 31, 2012

30 YR FIXED CONVENTIONAL 4.000% 0.000% 4.212% January 31, 2012

FHA 30 YEAR FIXED RATE 3.750% 0.000% 4.416% January 31, 2012

USDA 30 YEAR FIXED RATE 3.875% 0.000% 4.629% January 31, 2012

VA 30 YEAR FIXED RATE 3.750% 0.000% 4.510% January 31, 2012

 
* * * Interest rates and APRs may vary based on credit history. * Rates are subject to change without notice. * Rates based on Loan Amounts under $417,000 * Rate sheet does not reflect all available NPF products * Ask your loan officer for more information.
 
 

Rate

Points

APR

Last Update

30-Day Trend
 
15 Year Fixed Rate 3.375% 1.000% 3.634% February 3, 2012

30 Year Fixed Rate 4.125% 1.000% 4.274% February 3, 2012

30 Year Fixed Rate - FHA 4.125% 1.000% 4.983% February 3, 2012

First Time Homebuyers (100% loan) 5.500% 0.000% 5.569% February 3, 2012

 
* Interest rates and APR's may vary based on credit history and type of loan applied for. Rates are subject to change without notice. Rate sheet does not reflect all available ECU mortgage products. Ask your loan officer for more information. Payment example: 30 Yr Fixed Rate Payment; 4.565 APR; 360 Monthly Payments; $5.07 Payment Per $1,000 borrowed.
 
 

Rate

Points

APR

Last Update

30-Day Trend
 
15 Year Conventional Fixed Rate 3.125% 0.000% 3.351% February 2, 2012

30 Year Conventional Fixed Rate 3.625% 0.000% 3.871% February 2, 2012

30 Year FHA Fixed Rate 3.750% 0.000% 4.626% February 2, 2012

30 Year VA Fixed Rate 3.750% 0.000% 4.029% February 2, 2012

First Time Homebuyer Grant Program 4.250% 0.250% 5.310% February 2, 2012

 
* All quotes assume a purchase transaction with minimum loan amounts and minimum credit scores and are subject to change without notice throughout each business day. The First Time Homebuyer program is through the Tennessee Housing Development Agency (THDA). The Great Advantage Program (rate quoted) offers a 2.00% grant and the Great Start Program offers a 4.00% grant. ATTN: For purchasers of FannieMae foreclosures, we offer special HomePath financing. USDA 100% FINANCING IS NOW AVAILABLE FOR CERTAIN RURAL PROPERTIES. Call for details.
 
 

Rate

Points

APR

Last Update

30-Day Trend
 
1 - Year Fixed / Adjustable 2.750% 0.000% 0.000% January 25, 2012

10-Year Fixed / Adjustable 4.250% 0.000% 0.000% January 25, 2012

15- Year Fixed 3.750% 0.000% 0.000% January 25, 2012

30-Year Fixed Rate 4.125% 0.000% 0.000% January 25, 2012

 
* Interest rates and APRs may vary based on credit history. Rates are subject to change without notice. Payment example: 30 years at 4.25% = $4.92 per $1,000 borrowed